Finances 10 years of financial education at QSA We have spent 10 years running financial education workshops for people and families on a low income in east London with training programmes across the UK.Visit our finance projects: - Made of Money- Adds upMoneytalk Camden NorthThis has taught us that living with precarious finances throws up not only practical and financial difficulties but can put pressure on relationships with family and friends. 1 in 3 people who took loans used them to pay for food and basic living essentials(ERSC 2013)We understand that financial decisions are influenced by emotions, relationships, beliefs and pressures from friends, family and society.It is only when we enable people to untangle these issues for themselves and within their families that they are able to use the budgeting, spending and shopping tools that we provide to change their future finances for the better. Mulki's Made of Money story"I was in a terrible situation. I didn't know how to manage my money properly. Made of Money gets you to talk about how you feel." - Click to read the rest of Mulki's Made of Money story. It is not just us saying this. In 2013 we gave evidence to a working party on money management and young people. They concluded that: Programmes such as Quaker Social Action ‘Made of Money’ aimed at families have the potential to support far more parents to both manage their money better and support their children to do so too. All Party Parliamentary Group on Financial Education for Young People Most importantly, those who we work with find a benefit in what we do. Sharing what works In the spirit of sharing what works our original financial education project Made of Money has expanded nationally to train professionals to deliver our workshops in their own community. A 2013 independent evaluation report of our national results found that those we train go on to deliver workshops that are just as effective as the ones we run ourselves. Adapting our money management techniques for those with learning disabilities. People with learning disabilities can often be conned into giving up money. They can be befriended by local shop-keepers for example who persuade them to pay for goods they don’t need. Also we have found that family members ask for money. One person I work with has a brother who comes around every weekend and asks for money. This is emotional abuse, and it is very difficult to spot, but talking about money using the Made of Money techniques has allowed us to uncover and address these abuses. Elaine Alexander Portsmouth Self Advocacy Group.