With funeral prices doubling over the last decade, it's no wonder many people find it hard to avoid going into serious debt.
Down to Earth helps people avoid the debt and distress of high funeral costs. With over 7 years experience we've supported thousands of people across the UK to plan an affordable and meaningful funeral. Here are our 4 key tips for planning an affordable funeral.
Shopping around is the most effective way of saving money on the costs of a funeral. Getting quotes from several funeral directors can lead to savings of up to £2000 for exactly the same service. On our training, we look at the different items that make up a funeral bill and how to talk to your clients about these different options.
Talk through the options
There are many options and choices available when it comes to planning a funeral. As the last act people can perform for a family member or friend, it's easy for people to feel under pressure to plan an expensive send-off. It is important to talk through the options and decide what is really important, and how that can be achieved with a limited budget.
Understand the criteria for the Social Fund and bereavement benefits
In 2015, only 56% of Social Fund Funeral Payment applications were successful. It is important to understand the eligibility criteria before planning a funeral, to make sure you don't plan anything you can't afford.
Other charitable funds are available
Even if someone is eligible for the funeral payment, this currently only covers about 40% of the cost of a basic funeral. Many people struggle to pay the remaining amount, which often leads to distress and long-term debt. However, there are charities and benevolent funds which are able to help with funeral costs and debts.
Our training enables professionals to understand what funeral poverty is, and how you can successfully support your clients at this difficult time. Find out more.
Down to Earth resources help you and your clients to plan an affordable and meaningful funeral. Find out more.